Quick Payment Service / No Signature Required Programs Expanded

Card Association QPS / NSR Programs

Effective July 1, 2010, transactions on U.S. issued cards from the majority of merchant categories in the United States will be eligible for the QPS No Signature Required Program. The QPS No Signature Program allows merchants within a certain MCC/Industry Code to process transactions under a defined dollar amount without having to obtain the cardholders signature.  All transactions are required to be on-line authorized regardless of floor limit.

Visa
Visa has provided an Ineligible list of MCC’s that are not allowed to participate in the No Signature Program. 

MasterCard
MasterCard has provided an Eligible list of MCC’s that are allowed to participate in the No Signature Program. 

Discover
Discover has provided an Ineligible list of MCC’s that are not allowed to participate in the No Signature Program.