Visa Card Association Dues and Assessments October 2016

Assessments

Assessments

  • Debit: 0.13%
  • Credit: 0.13%

Assessments is a percentage fee billed on all sales volume.

Account Verification

Account Verification

  • $0.025

Account Verification is an authorization fee billed on zero dollar account verification transactions.

Mis-Use of Authorization

Mis-Use of Authorization

  • $0.045

Mis-Use of Authorization is an authorization fee billed on authorizations that are not settled or pre-authorizations that are not settled.

Zero Floor Limit

Zero Floor Limit

  • $0.10

Zero Floor Limit is an authorization fee billed on transactions that are settled, but not authorized.  This is judged by transactions that are settled without a Tran ID to match to an authorization.  Forced transactions will most likely get billed here.

Network Acquirer Processing Fee (NAPF)

Network Acquirer Processing Fee (NAPF)

  • $0.0195

NAPF is an authorization fee billed on all Credit authorizations.

Network Acquirer Processing Fee Debit (NAPF Debit)

Network Acquirer Processing Fee Debit (NAPF Debit)

  • $0.0155

NAPF Debit is an authorization fee billed on all Debit authorizations.

Clearing Access

Clearing Access

  • $0.0018

Clearing Access is an assessment per item fee billed on all settled sale items. Also know as the Base II Access fee. Base II is the clearing system that Visa uses to clear transactions.

International Acquiring Fee (IAF)

International Acquiring Fee (IAF)

  • 0.45%

International Acquiring Fee (IAF) is assessed on any transaction taken at a US Merchant from a cardholder outside the US.

International Acquiring Fee (IAF) High Risk

International Acquiring Fee (IAF) High Risk

  • 0.90%

International Acquiring Fee (IAF) High Risk is is assessed on any transaction taken at a US Merchant from a cardholder outside the US at Merchant Category Code 5962 (travel-related direct marketing), 5966 (out-bound telemarketing), or 5967 (in-bound telemarketing).

 

International Service Assessment

International Service Assessment

  • 0.80%

International Service Assessment is assessed on any transaction taken at a US Merchant from a cardholder outside the US.

  • Change History:

            April 2014: 0.40%

 

Cash Advance International Service Assessment

Cash Advance International Service Assessment

  • 0.40%

Cash Advance International Service Assessment is is assessed on any transaction taken at a US Merchant from a cardholder outside the US.

Visa Transaction Integrity Fee (TIF)

Visa Transaction Integrity Fee (TIF)

  • $0.10

Visa Transaction Integrity Fee (TIF) is assessed on debit and prepaid cards. This fee will be assessed on both consumer and commercial, regulated and non-regulated transactions that are either not eligible of fail to meet CPS qualifications, including quasi-cash and high-risk telemarketing MCCs 5962, 5966, or 5967.

Visa ISA - Issuer Currency

Visa ISA - Issuer Currency

This fee is assessed on any transaction taken on a Non- US Issued card at a US Merchant.

  • Change History:

            Introduced April 2015